SNAP Eligibility Calculator: Food Stamps Estimate
Check the FY 2027 SNAP (food stamps) income limits for your household size and estimate your monthly benefit with the USDA formula. 48 states and DC.
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Good to know: Scope: a federal SNAP (food stamps) screening estimate for the 48 contiguous states and DC, using the USDA FNS fiscal year 2027 numbers (October 1, 2026 to September 30, 2027): the 130% gross and 100% net monthly income limits, the 20% earned income deduction, the standard deduction, dependent care, medical costs over $35 for members 60 or older or disabled, child support paid, the excess shelter deduction (capped at $769 unless a member is 60+ or disabled), and benefit = maximum allotment minus 30% of net income, rounded up, with the $25 minimum for 1 to 2 people. Excludes Alaska, Hawaii, Guam and the U.S. Virgin Islands (different amounts), state broad-based categorical eligibility rules (higher gross limits, no asset test), state standard utility allowances, the homeless shelter deduction, vehicle rules, work requirements, student and non-citizen rules, SSI/TANF categorical eligibility and first-month proration. Only your state SNAP agency can decide eligibility. Independent ToolsKo estimate, not an application. Sources reviewed November 13, 2026.
How to use it (step by step)
- 1Pick how many people buy and cook food together, and say whether anyone is 60 or older or has a disability.
- 2Type your household’s monthly income before taxes: pay from work, and other money such as Social Security, unemployment or child support you receive.
- 3Type monthly rent or mortgage, utilities and any care, child support or medical costs, then read the income tests and the estimated benefit.
Words to know
- Household
- The people who live together and buy and cook food together. They apply as one SNAP household.
- Gross income
- All counted money coming in each month before taxes or any deductions are taken off.
- Net income
- What is left after SNAP takes off its deductions, such as 20% of pay from work, the standard deduction and high housing costs.
- Excess shelter deduction
- The part of your rent or mortgage plus utilities that is more than half of your income after the other deductions. It is capped at $769 unless someone is 60+ or disabled.
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Sources & methods
- USDA FNS: SNAP – Fiscal Year 2027 Cost-of-Living Adjustments (memo, August 21, 2026) ↗
- USDA FNS: SNAP Cost-of-Living Adjustments (FY 2027 maximum and minimum allotments) ↗
- USDA FNS: SNAP Eligibility (income tests, deductions, benefit formula; updated November 3, 2026) ↗
References checked November 11, 2026. Read each tool’s scope and assumptions before relying on its result.