Philippine Savings
Pag-IBIG MP2 Savings Calculator 2026
Project the maturity value of a Pag-IBIG MP2 account from regular monthly contributions. The calculator compounds the dividend rate you enter, so you can compare scenarios without opening a spreadsheet.
Official Standards & Rule Matrix
Term5-year MP2 maturity
ContributionsMonthly or one-time, with optional yearly increases
DividendsUser-entered rate; dividends are not guaranteed
OutputTotal contributions, accumulated dividends and maturity value
How to use this tool
- Enter your planned monthly MP2 contribution.
- Enter a dividend rate scenario; use a conservative rate if you are planning.
- Review the projected contributions, dividends and maturity value after five years.
- Open the full calculator to compare a low, middle and high dividend scenario.
Computed completely in your browser. No personal data or numbers are transmitted over the network.
Frequently Asked Questions
- Is the MP2 dividend rate fixed?
- No. The rate is declared by Pag-IBIG and can change every year. The calculator uses the rate you enter as a scenario, not a promise.
- Can I withdraw before five years?
- MP2 is a five-year savings program. Early withdrawal is limited to specific qualifying reasons, so check the current Pag-IBIG rules before locking in money you may need.
- Is MP2 the same as regular Pag-IBIG savings?
- No. Regular Pag-IBIG savings is the mandatory membership contribution. MP2 is a voluntary savings program with a five-year term and a different dividend structure.
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