Terms of Service

1. Operator, scope and acceptance

These Terms describe the conditions on which Engr. Mark Pasamon (the operator of ToolsKo.com, referred to as ToolsKo, we or us) offers this website and its associated ToolsKo app experiences. Read these Terms and the Privacy Notice before using the service. If you do not agree with these conditions, discontinue use. Nothing in these Terms removes rights or remedies that cannot lawfully be waived.

You must have the legal capacity and authority required for your activities. If you are not legally able to accept the applicable conditions, use the service only with a parent, guardian or other legally responsible adult's appropriate permission and supervision. The service is for a general audience and is not designed to solicit children's personal information.

2. Service, pricing and availability

The currently published utilities are offered without a ToolsKo usage charge. Internet access, mobile data, printing, third-party products or other services may involve separate costs. A future paid feature would require its own clearly disclosed offer and applicable payment terms; these Terms alone do not authorize a charge or subscription.

We may maintain, change, limit or discontinue features, subject to applicable law. No service-level agreement, permanent file storage, backup service, guaranteed support response time or uninterrupted operation is included. Keep your own original files and backups.

3. Permission to use and ownership

You may access and use the website for lawful personal, educational or business tasks, subject to these Terms, applicable law and any rights of others. ToolsKo's original branding, website design, code and explanatory content remain with their respective rights holders. Open-source components and third-party materials remain subject to their own licenses; a reference to them does not imply endorsement.

You retain any rights you hold in your inputs. We do not acquire ownership of a document, image, signature drawing or other file merely because you process it with a tool. You authorize only the processing needed to carry out your chosen action and, where applicable, handle a search or support request. You are responsible for having the necessary rights and permissions. Outputs may contain or reproduce rights belonging to others; we do not guarantee that an output is original, protectable or free of third-party restrictions.

4. Acceptable use

Do not use the service for unlawful activity, fraud, impersonation, forgery, harassment, privacy invasion, copyright infringement or unauthorized access to systems or data. Obtain appropriate permission before processing another person's documents, recording content or drawing/using a signature on someone else's behalf.

Do not intentionally disrupt the service, introduce malicious code, circumvent technical limits, misrepresent ToolsKo as an official authority, or automate access in a way that materially degrades other users' access. Do not resell access as though ToolsKo had authorized an affiliation. Ordinary links and lawful use of exported results are permitted, subject to underlying rights.

5. Calculators, reference information and professional decisions

Calculations and explanations are general tools, not personalized financial, tax, accounting, engineering, construction, medical, legal or other professional advice. Inputs, formulas, rounding, assumptions, policy changes and incomplete data can materially affect results. Read each tool's instructions and independently verify important numbers against appropriate primary sources and qualified advice.

Payroll, taxes and contribution estimates may differ from a payslip or official assessment. Currency figures are reference rates, not a bank quote, settlement rate or offer to exchange money. Health tools do not diagnose or prescribe treatment. Material and energy estimates do not establish structural safety, compliance or guaranteed savings. No outcome, eligibility, profit or suitability is promised.

6. Files, downloads and generated code

Review every exported file before relying on it. A conversion may change quality, layout, color, transparency, metadata, accessibility, animation, forms or other features. Keep the original. Browser processing can be limited by device memory, codecs, browser support and file structure; not every file is supported.

PDF copying or reordering may invalidate signatures and lose document-level features. A watermark is a visible overlay, not encryption or secure redaction. Image redaction exports a flattened raster image; it does not securely redact PDFs, alter the original file or guarantee that you masked every sensitive area. ZIP creation does not encrypt the archive. A matching checksum is not proof that a file is safe or from a trustworthy author.

A signature-pad PNG is a drawing, not identity verification, a digital certificate or a guarantee of legal validity. Screen recording begins only after a user action and the browser's sharing selection; you are responsible for lawful recording and permissions. Generated code and configuration are examples to review and test before running, especially where commands can delete, modify or expose data. ToolsKo does not run those commands for you. A signature placed with Sign PDF is a picture on the page, not a certified digital signature. Unlock PDF only removes a password you already know; use it only on documents you are allowed to open. Network results (IP owner, location, speed, DNS, WHOIS, “is it down”) come from third-party services and can be incomplete, cached or wrong; they are not proof for legal, security or billing disputes. Do not use any network tool to probe, overload or attack systems you do not own or have permission to test.

Legal document templates (affidavits, contracts, deeds, letters, notices and policies) are general forms provided for convenience. They are not legal advice, do not create a lawyer–client relationship, and may not fit your situation or the latest laws and rules. You are responsible for reviewing, completing and adapting each document, for the truth of any sworn statement, and for having it notarized or reviewed by a lawyer where needed. Signing a false affidavit can be a crime.

7. Card, payment and banking test tools

The Cards & Payments tools are for learning, software development and quality testing only. Generated card numbers, IBANs, CVVs and expiry dates are random, format-valid test data: they are not real cards or accounts, are not linked to any bank, have no money on them and cannot be used to pay for anything. Official test cards listed from payment providers work only in those providers’ test or sandbox modes and remain subject to their own terms.

You must not use any ToolsKo tool to attempt fraud or “carding”, to obtain free trials, goods or services without paying, to test stolen or unauthorized card data, to bypass a payment, verification or fraud-prevention system, or to deceive any merchant, bank or person. Do not enter real card numbers that do not belong to you. Validators check formats only (for example the Luhn checksum); they cannot tell whether a card or account is real, active or has funds. Misuse may be reported to the proper authorities.

8. Social media tools

Social Media tools work only with content and data you provide, such as your own photos, captions, comment lists and analytics exports. ToolsKo does not log in to your accounts, post for you, download other people’s content, reveal private profiles or stories, or sell followers, likes or views. You are responsible for following each platform’s rules (for example Meta, TikTok, X, YouTube and LinkedIn terms and community guidelines) and for having the rights to any photo, video, music, logo or text you edit or publish.

Giveaway and random pickers produce a random result from the list you paste; the verification seed lets others repeat the draw. You are responsible for running promotions lawfully, including platform promotion rules, prize, raffle and permit requirements, tax and the rights of participants. Engagement, earnings and rate figures are estimates based on your inputs and are not guarantees of reach, income or results.

9. ToolsKo apps (Android, iPhone and Windows)

The ToolsKo app opens the live toolsko.com website inside an app window. The Android app is downloaded from toolsko.com (not from Google Play), so your phone may show an “unknown app” warning; install it only from toolsko.com. The iPhone and Windows versions are installed by your browser (“Add to Home Screen” or “Install app”). Apps may need an internet connection, may not support every feature on every device and can be removed at any time from your device settings. The same Terms and Privacy Notice apply in the apps.

10. AI search

AI search is optional and may be inaccurate, incomplete or unavailable. Its purpose is to suggest tools, not provide authoritative professional advice or certify a result. Do not enter confidential or sensitive information in a search query. Search links with a query may trigger a server-assisted search when opened. Never treat an AI suggestion as permission to access another person's data or bypass a restriction.

11. Privacy, security and local processing

The Privacy Notice explains processing more fully. Local file processing does not mean that browsing the website creates no network requests or technical records. Delivery, AI search, currency rates, security, analytics and fonts have separate data flows. Email and third-party services have their own risks and terms.

We do not promise that a browser, device, download, network or third-party system is completely secure. Protect your device, inspect outputs and do not send secrets in support requests. If you believe there is a vulnerability, contact [email protected] with minimal non-sensitive reproduction details. Do not exploit it against other people or publicly disclose their data.

12. Third-party services

Links, libraries, app platforms, network services and rate sources may be provided by third parties. Their own terms, privacy practices and availability apply. A listing, logo, or link is not a ToolsKo endorsement, professional recommendation, affiliation or guarantee. You are responsible for evaluating a third-party offer before purchasing, installing or sharing information.

13. Warranties and responsibility

To the extent permitted by applicable law, the service and outputs are provided on an as-available basis without a promise of uninterrupted availability, complete accuracy, fitness for a particular purpose or compatibility with every file or device. No notice here replaces a warranty that the law requires us to provide.

To the extent permitted by applicable law, ToolsKo is not responsible for indirect or consequential loss, lost profits, lost opportunities or data loss arising from reliance on an unverified result or service interruption. This is not an absolute exclusion of responsibility. Nothing excludes or limits liability that cannot lawfully be excluded or limited, including applicable liability for fraud, willful misconduct or gross negligence, or non-waivable consumer and privacy rights. Any limitation applies only where and to the extent legally valid.

14. Restrictions, complaints and rights requests

We may proportionately restrict abusive or unlawful access or take protective action for security and service integrity. Contact [email protected] if you believe access was restricted in error, wish to report an inaccurate tool, or have an accessibility, privacy or intellectual-property concern. Describe the affected page, the issue and your requested remedy; provide only the information reasonably needed to investigate. We may request appropriate evidence of identity, authority or rights when necessary, using a proportionate method.

15. Your responsibility for misuse

To the extent permitted by law, you agree to be responsible for claims, losses or costs that arise because you used ToolsKo unlawfully, broke these Terms, or infringed someone else’s rights, and to cooperate reasonably if such a claim is made against ToolsKo or its owner. This does not apply where the loss was caused by our own fault.

16. Changes, applicable law and disputes

Material updates will be published with a revised version/date and additional notice where required. Revised terms apply prospectively to the extent permitted by law; a change does not remove an accrued or mandatory right. If a provision is unenforceable, the remainder continues only to the extent legally valid. A failure to enforce a provision is not automatically a waiver.

These Terms are intended to be governed by Philippine law, subject to any mandatory law and consumer or privacy protection that applies to you. We encourage contacting [email protected] to try to resolve an issue, but this does not prevent a complaint to a regulator or access to a legally competent court. No compulsory arbitration, blanket class-action waiver or exclusive foreign venue is imposed by this draft.

These Terms, the Privacy Notice and any notice shown on a specific tool page together form the agreement for using ToolsKo. Questions about these Terms: [email protected].