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UK Student Loan Repayment Calculator 2026/27

See how much UK student loan is taken from your pay in 2026/27 for Plan 1, 2, 4, 5 and postgraduate loans.

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Good to know: You repay 9% of what you earn above your plan’s threshold: £26,900 (Plan 1), £29,385 (Plan 2), £33,795 (Plan 4) or £25,000 (Plan 5). A postgraduate loan adds 6% above £21,000. Rates checked on 11 November 2026.

How to use it (step by step)

  1. 1Type your yearly salary before tax.
  2. 2Choose your loan plan. Your payslip or your online student loan account shows it.
  3. 3Say whether you also have a postgraduate loan.
  4. 4Read the repayment per year, month and week.

Words to know

Threshold
The yearly pay above which repayments start.
Plan
The set of rules for your loan, based on where and when you studied.
Postgraduate loan
A separate loan for a Master’s or Doctoral course, repaid at the same time.

Explore tools for Australia, the US & Europe →

Sources & methods

References checked November 11, 2026. Read each tool’s scope and assumptions before relying on its result.

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