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Loan Calculator

Monthly payment, total interest and total cost of any loan.

Tool inputs stay in your browser · optional AI search sends your query

How to use it (step by step)

  1. 1Fill in the boxes: “Loan amount”, “Interest rate (per year)”, “Term (years)”. Example numbers are already there so you can see how it works; replace them with yours.
  2. 2The result updates instantly as you type (on a phone it is below the boxes).
  3. 3The bold line is the main answer. Tap Copy next to any value to copy it.

Words to know

Interest
The extra money you pay for borrowing, like a rental fee for using someone else’s money.
Loan / mortgage
Money borrowed and paid back in monthly payments with interest. A mortgage is a loan for a house.
Amortization
Your fixed monthly payment that slowly pays off both the interest and the borrowed amount.

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