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Special Power of Attorney for Pag-IBIG Transactions

A special power of attorney can authorize a representative to handle a specific Pag-IBIG transaction. Name the exact purpose and keep the authority limited to what the branch requires.

What to prepare

  • Principal’s full name, address and Pag-IBIG MID number
  • Agent’s full name, address and ID details
  • Exact Pag-IBIG transaction authorized
  • Validity period and any limits
  • One valid government ID for the notary

Good to know for this situation

  • Confirm the Pag-IBIG branch’s current SPA requirements before notarizing.
  • Do not authorize withdrawal of funds unless that is the specific purpose.
  • If the principal is abroad, check whether consular acknowledgment or an apostille is needed.
  • Keep a copy of the SPA and the representative’s ID with your records.

Template only, not legal advice. Checked 2026-11-11.

Questions

Can an SPA cover a loan application?
It can, but the authority should state the exact loan transaction and any limits. Some branches may require additional documents.
Does the SPA need to be notarized?
Yes, in practice. Pag-IBIG and most offices expect a notarized SPA, and an SPA executed abroad may need authentication.
Can the agent receive the proceeds?
Only if the SPA specifically authorizes it. A general SPA may not be enough for a fund release; confirm with Pag-IBIG.

Other document situations