Philippine Savings
Pag-IBIG Contribution Calculator 2026
Pag-IBIG membership contributions are shared by the employee and employer. The employee share is generally 2% of monthly compensation, capped at ₱200 per month, with the employer paying a matching amount.
Official Standards & Rule Matrix
Employee share2% of monthly compensation
Employer share2% matching contribution
Cap₱200 per month for each side
ScopeEstimate only; payroll rules and compensation definitions apply
How to use this tool
- Enter the monthly compensation.
- Review the employee and employer shares.
- Check whether the ₱200 cap applies.
- Compare with the Pag-IBIG deduction on the payslip.
Computed completely in your browser. No personal data or numbers are transmitted over the network.
Frequently Asked Questions
- Is the ₱200 cap for both sides combined?
- No. The cap is generally ₱200 for the employee share and ₱200 for the employer share, for a combined maximum of ₱400 per month.
- What compensation is included?
- The contribution base generally includes basic salary and certain allowances. Check the current Pag-IBIG rules and your employer’s payroll practice.
- Is this the same as MP2?
- No. This is the regular Pag-IBIG membership contribution. MP2 is a separate voluntary savings program with a five-year term.
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