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Withholding Tax Calculator Philippines 2026 (BIR TRAIN Table)

Find the income tax your employer should withhold per payday using the BIR 2023–2026 withholding tax table (monthly, semi-monthly, weekly or daily).

Tool inputs stay in your browser · optional AI search sends your query

Good to know: Taxable pay = gross pay − SSS, PhilHealth and Pag-IBIG employee shares − non-taxable pay (de minimis, 13th month up to ₱90,000). The BIR table then gives a fixed tax plus a % of the amount over the bracket floor. Monthly taxable pay of ₱20,833 or less has zero tax. Minimum wage earners are exempt on their minimum wage, holiday, overtime and night pay. Rules checked November 10, 2026. Your employer’s payroll / the BIR has the final word — check your official record or payslip.

How to use it (step by step)

  1. 1Fill in the boxes: “How often you are paid”, “Gross TAXABLE pay for this payday (basic + overtime + taxable allowances)”, “Subtract my SSS, PhilHealth and Pag-IBIG automatically”, “Or type the contributions deducted this payday”, “I am a minimum wage earner”. Example numbers are already there so you can see how it works; replace them with yours.
  2. 2The result updates instantly as you type (on a phone it is below the boxes).
  3. 3The bold line is the main answer. Tap Copy next to any value to copy it.

Words to know

Withholding tax
Income tax your employer takes from each payday and sends to the BIR for you, so you do not pay it all at once at year end.
Gross vs net
Gross = the full amount before deductions. Net = what is left after fees, taxes or deductions.
13th month pay
Extra pay in the Philippines, required by law, equal to one-twelfth of the basic salary earned in the year.
SSS, PhilHealth, Pag-IBIG
Philippine government contributions taken from salary for social security, health insurance and housing savings.
Time card / hours
Adding up hours worked (minus breaks) to calculate pay. Overtime is time beyond normal hours, often paid at a higher rate.
De minimis benefits
Small perks (rice, uniform, laundry, gifts) that are tax-free up to a limit set by the BIR. Above the limit they become taxable “other benefits”.

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