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SSS Sickness Benefit Calculator 2026

Estimate your SSS sickness allowance: 90% of your average daily salary credit for each day you could not work (4 days or more).

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Good to know: If you are sick or injured and cannot work for at least 4 days (at home or in hospital), SSS pays a daily allowance of 90% of your Average Daily Salary Credit (six highest MSCs in the 12 months before the semester of sickness, regular part up to ₱20,000 each, ÷ 180). Up to 120 days a calendar year. You need 3 monthly contributions in that 12-month window, you must have used up your company sick leave, and you must notify your employer. The employer advances it and SSS reimburses them. Rules checked November 10, 2026. SSS has the final word — check your official record or payslip.

How to use it (step by step)

  1. 1Fill in the boxes: “Your monthly salary in the 12 months before the semester of sickness”, “Months you paid SSS in that window”, “Days you could not work”, “Paid company sick leave used for these days”. Example numbers are already there so you can see how it works; replace them with yours.
  2. 2The result updates instantly as you type (on a phone it is below the boxes).
  3. 3The bold line is the main answer. Tap Copy next to any value to copy it.

Words to know

SSS, PhilHealth, Pag-IBIG
Philippine government contributions taken from salary for social security, health insurance and housing savings.
MSC (Monthly Salary Credit)
The salary amount SSS uses for your contribution and benefits: your pay rounded to the nearest ₱500, from ₱5,000 to ₱35,000. Like a “price tag” SSS puts on your salary.
ADSC / AMSC
Your average salary credit — what SSS uses to compute benefits. ADSC is per day (six highest monthly credits ÷ 180); AMSC is per month.

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