Employee Cost Calculator Philippines (True Cost to Hire)
For small business owners: the real monthly and yearly cost of one employee — salary, SSS/PhilHealth/Pag-IBIG employer shares, EC, 13th month, SIL and HMO.
Tool inputs stay in your browser · optional AI search sends your query
Good to know: An employee costs more than the salary: the employer pays SSS (10% + EC), PhilHealth (2.5%) and Pag-IBIG (2%, max ₱200), the 13th month pay (one month a year), at least 5 days of paid service incentive leave, plus any HMO, allowances and holiday premiums. This tool adds the mandatory items so you can budget. Based on DOLE rules (Labor Code and the DOLE Handbook on Workers’ Statutory Monetary Benefits), checked November 10, 2026. Your company policy or CBA may give more.
How to use it (step by step)
- 1Fill in the boxes: “Monthly basic salary”, “Monthly allowances”, “HMO / insurance per month”, “Paid leave days a year”, “Days per year (for the daily rate)”. Example numbers are already there so you can see how it works; replace them with yours.
- 2The result updates instantly as you type (on a phone it is below the boxes).
- 3The bold line is the main answer. Tap Copy next to any value to copy it.
Words to know
- 13th month pay
- Extra pay in the Philippines, required by law, equal to one-twelfth of the basic salary earned in the year.
- SSS, PhilHealth, Pag-IBIG
- Philippine government contributions taken from salary for social security, health insurance and housing savings.
- EC (Employees’ Compensation)
- A small amount (₱10 or ₱30) your employer pays to SSS so you are covered if you get sick or injured because of work. Never deducted from your pay.
- SIL (Service Incentive Leave)
- At least 5 days of paid leave a year that the law gives every employee after 1 year of service. Unused SIL is converted to cash.
- Premium pay
- Extra pay for working on a rest day or holiday — e.g. 130% on a rest day, 200% on a regular holiday. Like time-and-a-half, set by DOLE.
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