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Australian Super Guarantee Estimator (2026–27)

Estimate 12% minimum SG from qualifying earnings, including the 2026–27 annual contribution base.

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Good to know: For pay dates 1 July 2026–30 June 2027 only. Applies 12% to entered qualifying earnings (QE), limited by the AUD 270,830 annual maximum contributions base from this employer. Determine employee eligibility and QE separately. Awards/contracts may require more. No salary-package extraction, contribution tax, concessional-cap advice, payment deadline, or late-payment charge is calculated.

How to use it (step by step)

  1. 1Confirm the employee is eligible and identify qualifying earnings using the official guidance below.
  2. 2Enter this pay’s QE in AUD, earlier QE paid by the same employer since 1 July 2026 (excluding this pay), and the pay date.
  3. 3Read the estimated minimum SG and any earnings above the annual base. This is an estimate to compare with payroll, not a payment or entitlement ruling.

Words to know

QE
Qualifying earnings used by the Australian Payday Super rules from July 2026. It is not simply take-home pay.
Maximum contributions base
The annual earnings ceiling for this statutory minimum SG calculation; it is not a cap on voluntary contributions.

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Sources & methods

References checked November 11, 2026. Read each tool’s scope and assumptions before relying on its result.

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