CAGR Calculator
Annualized growth between a positive starting and ending value.
Tool inputs stay in your browser · optional AI search sends your query
Good to know: CAGR = (ending/starting)^(1/years)−1. Assumes no interim contributions or withdrawals. It smooths volatility and is not a forecast.
How to use it (step by step)
- 1Fill in the boxes: “Starting value”, “Ending value”, “Years”. Example numbers are already there so you can see how it works; replace them with yours.
- 2The result updates instantly as you type (on a phone it is below the boxes).
- 3The bold line is the main answer. Tap Copy next to any value to copy it.
Words to know
- ROI / break-even / CAGR
- ROI = how much you gained compared to what you put in. Break-even = the point where you stop losing money. CAGR = average yearly growth.
- Annualization / tax refund
- At year end your employer recomputes your tax for the whole year. If too much was withheld you get a refund; if too little, the rest is deducted from your last payday. BIR Form 2316 is the certificate that shows it.
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