Payment Approval Rate Calculator
Authorization approval and decline rates, and revenue lost to declines.
Tool inputs stay in your browser · optional AI search sends your query
Good to know: Track it per card brand and country to spot problems (3DS friction, fraud rules, issuer declines).
How to use it (step by step)
- 1Fill in the boxes: “Approved”, “Total attempts”, “Average order value”. Example numbers are already there so you can see how it works; replace them with yours.
- 2The result updates instantly as you type (on a phone it is below the boxes).
- 3The bold line is the main answer. Tap Copy next to any value to copy it.
Words to know
- Decline code
- A short reason the bank gives when it refuses a payment, like “insufficient_funds” (not enough money).
- 3D Secure (3DS)
- The extra step where your bank asks you to confirm a payment (an OTP or app approval). It protects against stolen cards.
- Average (mean) / median
- Average = add everything and divide by how many. Median = the middle value when sorted; it is not pulled by extreme values.
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