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Cashback & Rewards Calculator

How much cashback you earn per month and year after caps and the annual fee.

Tool inputs stay in your browser · optional AI search sends your query

Good to know: Cashback = spend × rate, limited by any monthly cap, minus the annual fee. Estimate for planning only, based on the numbers you enter. Your bank or provider’s statement is the final word.

How to use it (step by step)

  1. 1Fill in the boxes: “Monthly card spending”, “Cashback rate (%)”, “Monthly cap (0 = no cap)”, “Annual fee”. Example numbers are already there so you can see how it works; replace them with yours.
  2. 2The result updates instantly as you type (on a phone it is below the boxes).
  3. 3The bold line is the main answer. Tap Copy next to any value to copy it.

Words to know

Cashback / rewards
Money or points you get back for spending on a card, like a small discount after you pay.
Percentage
A part out of 100. 25% of 200 = 50.
DOCX (Word file)
The file type Microsoft Word, Google Docs and WPS use for editable documents.

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