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Job Offer Comparison Calculator (Take-Home Pay)

Compare two job offers side by side: real take-home pay after deductions, allowances, bonuses and commute cost — which one pays more?

Tool inputs stay in your browser · optional AI search sends your query

Good to know: Gross salary alone can mislead. For each offer this tool computes 2026 take-home pay (SSS, PhilHealth, Pag-IBIG, tax), adds non-taxable allowances, spreads 13th month and other bonuses over 12 months, and subtracts your monthly commute. The result is what actually reaches your pocket each month. Checked November 10, 2026.

How to use it (step by step)

  1. 1Fill in the boxes: “Offer A — monthly gross salary”, “Offer A — non-taxable allowances / month”, “Offer A — bonuses a year besides 13th month”, “Offer A — commute cost / month”, “Offer B — monthly gross salary”, “Offer B — non-taxable allowances / month”, “Offer B — bonuses a year besides 13th month”, “Offer B — commute cost / month”. Example numbers are already there so you can see how it works; replace them with yours.
  2. 2The result updates instantly as you type (on a phone it is below the boxes).
  3. 3The bold line is the main answer. Tap Copy next to any value to copy it.

Words to know

Gross vs net
Gross = the full amount before deductions. Net = what is left after fees, taxes or deductions.
13th month pay
Extra pay in the Philippines, required by law, equal to one-twelfth of the basic salary earned in the year.
SSS, PhilHealth, Pag-IBIG
Philippine government contributions taken from salary for social security, health insurance and housing savings.

More in Work & Payroll

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