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Interchange++ Fee Calculator

Break a card fee into interchange, scheme fee and acquirer markup (IC++ pricing).

Tool inputs stay in your browser · optional AI search sends your query

Good to know: Interchange goes to the issuer, scheme fees to the network, the markup to your acquirer. Rates vary by card type and region.

How to use it (step by step)

  1. 1Fill in the boxes: “Payment amount”, “Interchange (%)”, “Interchange fixed”, “Scheme fee (%)”, “Acquirer markup (%)”, “Acquirer fixed fee”. Example numbers are already there so you can see how it works; replace them with yours.
  2. 2The result updates instantly as you type (on a phone it is below the boxes).
  3. 3The bold line is the main answer. Tap Copy next to any value to copy it.

Words to know

Interchange
The part of a card fee that goes to the customer’s bank.
Percentage
A part out of 100. 25% of 200 = 50.

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