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PayMongo Test Cards (Philippines)

PayMongo test cards: success, 3D Secure and every decline reason, including PH-issued cards.

Tool inputs stay in your browser · optional AI search sends your query

Good to know: Test mode only. 3DS cards work with the Payment Intents API.

How to use it (step by step)

  1. 1Fill in the boxes: “Search (brand, country, scenario)”, “Show”, “Show numbers”. Example numbers are already there so you can see how it works; replace them with yours.
  2. 2The result updates instantly as you type (on a phone it is below the boxes).
  3. 3The bold line is the main answer. Tap Copy next to any value to copy it.

Words to know

Test / sandbox mode
A practice version of a payment system. You can “pay” with test cards to try your checkout, but no real money moves.
3D Secure (3DS)
The extra step where your bank asks you to confirm a payment (an OTP or app approval). It protects against stolen cards.
Decline code
A short reason the bank gives when it refuses a payment, like “insufficient_funds” (not enough money).
cURL / API request
cURL sends a request to a web address from the command line. APIs are web addresses that return data for programs.

More in Cards & Payments

SWIFT / BIC Code ValidatorCheck the structure of a SWIFT/BIC code and break it into bank, country, location and branch.ABA Routing Number ValidatorCheck a 9-digit US bank routing number with the ABA checksum.Card Decline Code LookupWhat a decline code means (insufficient_funds, do_not_honor, lost_card…) and what to tell the customer.ISO 8583 Response Codes (Field 39)Meaning of 2-digit authorization response codes: 00 approved, 05 do not honor, 51 insufficient funds…AVS Response CodesAddress Verification Service results explained: Y, Z, A, N, U and more.CVV2 / CVC2 Result CodesWhat M, N, P, S and U mean in a card security code check result.