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SSS Unemployment Benefit Calculator (Involuntary Separation)

Check if you qualify for SSS unemployment benefit after losing your job and how much you get: 50% of your average monthly salary credit for 2 months.

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Good to know: If you lost your job involuntarily (closure, retrenchment, redundancy, authorized causes, illness) you can claim 50% of your average monthly salary credit (regular part, max ₱20,000) for up to 2 months. You need at least 36 monthly contributions, 12 of them in the 18 months before separation, you must be under 60, and you must file within one year. Resigning or being dismissed for a just cause does not qualify. You can claim it once every 3 years. Rules checked November 10, 2026. SSS has the final word — check your official record or payslip.

How to use it (step by step)

  1. 1Fill in the boxes: “Your average monthly salary before separation”, “Total SSS contributions”, “Contributions in the 18 months before separation”, “Your age”, “Why you lost your job”. Example numbers are already there so you can see how it works; replace them with yours.
  2. 2The result updates instantly as you type (on a phone it is below the boxes).
  3. 3The bold line is the main answer. Tap Copy next to any value to copy it.

Words to know

SSS, PhilHealth, Pag-IBIG
Philippine government contributions taken from salary for social security, health insurance and housing savings.
MSC (Monthly Salary Credit)
The salary amount SSS uses for your contribution and benefits: your pay rounded to the nearest ₱500, from ₱5,000 to ₱35,000. Like a “price tag” SSS puts on your salary.
ADSC / AMSC
Your average salary credit — what SSS uses to compute benefits. ADSC is per day (six highest monthly credits ÷ 180); AMSC is per month.

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