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Promissory Note Generator

Written promise to pay a loan: amount, interest, due date or installments, and what happens if payment is late.

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Good to know: Under the Civil Code, interest is only due if it is agreed in writing — so write it here. Courts may reduce interest or penalties that are excessive or unconscionable. Keep proof that the money was received (see Acknowledgment Receipt). Template only — not legal advice, and using it does not create a lawyer–client relationship. For property, large amounts, employment disputes or court matters, have a lawyer review it before signing.

How to use it (step by step)

  1. 1Fill in the boxes. Leave a box empty if you prefer to write it by hand — it becomes a blank line.
  2. 2Check the preview (on the right, or below on a phone). It updates as you type.
  3. 3Press “Download Word” to edit it in Word / Google Docs, or “Download PDF” for a file ready to print or send. Read every line before signing.
  4. 4Sign it (and have it notarized if the “Good to know” box says so). Bring a valid ID to the notary.

Words to know

Interest
The extra money you pay for borrowing, like a rental fee for using someone else’s money.
Grace period
The days between your statement and the due date. Pay the full statement amount by then and you pay no interest.
Loan / mortgage
Money borrowed and paid back in monthly payments with interest. A mortgage is a loan for a house.
Chargeback / dispute
When a customer asks their bank to reverse a payment. Too many hurt a business.
App signing / keystore
Every app is signed with a private key (kept in a keystore file). Updates must be signed with the same key, so never lose it.

More in Legal Documents

Bill of Sale (Gadgets, Furniture, Equipment)Simple proof of sale for personal items like phones, laptops, appliances, furniture or business equipment.Deed of Donation GeneratorGive property (land, vehicle, money or items) as a gift, with the donee’s written acceptance in the same deed.Loan Agreement Generator (Personal Loan)Loan contract between two people: amount, interest, payment schedule, collateral (optional), default and signatures.Acknowledgment Receipt (Money / Items)Proof that money, documents or items were received: amount in words, purpose, payment method and signatures.Demand Letter for Payment (Collection)Formal demand to pay a debt, unpaid invoice or bounced check within a deadline, before barangay or court action.Compromise / Payment Settlement AgreementSettle a debt or dispute amicably: agreed amount, payment plan, and release of claims once fully paid.