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401(k) Contribution Calculator 2026

See your 2026 401(k) contribution, employer match and how close you are to the IRS limit.

Tool inputs stay in your browser · optional AI search sends your query

Good to know: The 2026 employee limit is $24,500. From age 50 you can add $8,000 more ($32,500 total). For ages 60 to 63 the extra amount is $11,250 ($35,750 total). Rates checked on 11 November 2026.

How to use it (step by step)

  1. 1Type your yearly salary and the percent you contribute.
  2. 2Type your age at the end of 2026.
  3. 3Type your employer match, or 0 if there is none.
  4. 4Choose how often you are paid.
  5. 5Read your yearly contribution, the match, and how much room is left.

Words to know

401(k)
A US retirement savings plan offered through an employer.
Employer match
Extra money your employer adds when you contribute.
Catch-up contribution
An extra amount people aged 50 or over are allowed to save.
Contribution limit
The most you can put in during the year under IRS rules.

Explore tools for Australia, the US & Europe →

Sources & methods

References checked November 11, 2026. Read each tool’s scope and assumptions before relying on its result.

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